美国西北互惠银行最新发布的数据显示，受新冠疫情影响，美国人均储蓄额较去年下降了11000美元（约合人民币7.4万元）。该公司研究显示，60%的美国成年人表示，新冠疫情给他们的财务状况带来了“非常严重的打击”。
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The ongoing economic effects of the Covid-19 pandemic have taken a bite out of Americans' savings.西北互助银行最新的2022年规划与进展研究显示，美国的人均储蓄额从2021年的73100美元（约合人民币48.8万元）下降到2022年的62086美元（约合人民币41.4万元），下降了15%。而60%的美国成年人表示，疫情给他们的财务状况带来了“非常严重的打击”。
The average amount of personal savings dropped 15% from $73,100 in 2021 to $62,086 in 2022, according to Northwestern Mutual's recent 2022 Planning & Progress study. And 60% of US adults say that the pandemic has been "highly disruptive" to their finances.这项年度研究由哈里斯民意调查公司在今年2月8日至2月17日期间进行，数据来自2381名美国成年人。
The annual study was conducted by The Harris Poll between Feb. 8 and Feb. 17 of this year, with data pulled from responses from 2,381 American adults.近四分之三的受访者表示，疫情让他们养成了更好的理财习惯。
Nearly three-quarters say that they have also adopted better financial habits because of the pandemic.受访者养成的健康理财习惯包括减少生活开支、还清债务和增加投资。事实上，17%的受访者表示，他们现在定期重新审视自己的财务计划，而14%的受访者表示，他们已经增加了储蓄和养老储备金。
Among the healthy money habits that respondents picked up are spending less money on living costs, tackling debt and increasing investments. In fact, 17% of respondents said they now regularly revisit their financial plans, while 14% said they have increased their savings and retirement contributions.
来源：中国日报网英语点津（编辑：董静）